While it’s not possible to predict the weather on your wedding day, if the worst happens and you’re affected by something like flooding, you should be able to rely on your wedding insurance policy to cover any costs of re-arranging the day.

A wedding insurance policy is usually considered to be something of a convenience, offering protection and reassurance. But sometimes protection and reassurance would be better in the form of a guardian angel.

Wedding insurance policies are there to help to protect you from financial loss. However, there are cases where insurance policies will simply not help you. This tale is a case in point.

Is this a tale of true love or coincidence? Wedding insurance policies can’t usually perform miracles, but they might come close.

No matter how well organised your wedding there are some things you have absolutely no control over whatsoever. For Jim and Sarah, God seemed to be moving in surprising ways.