If you’re thinking about wedding insurance, and particularly if you’re thinking about the possibility of a wedding abroad, you may be wondering whether you really need a separate wedding insurance policy if you already have both health insurance and travel insurance in place.

Clearly if you’re going abroad you’ll have travel insurance sorted, and you may be aware that your credit card provider offers an insurance scheme of a kind whereby purchases over a certain amount made using the card are protected under certain conditions. With all the different insurance policies and cover arrangements do you really need to fork out yet more money for a separate wedding insurance policy?

Debenhams Wedding Insurance Visit Debenhams »
5 levels of cover with policies available from £39.
Dreamsaver Wedding Insurance Visit Dreamsaver »
4 levels of cover with premiums from £24.
Ecclesiastical Wedding Insurance Visit Ecclesiastical »
Choose from five tiers, or mix and match to suit your needs.
InsureForWeddings Wedding Insurance Visit InsureForWeddings »
Four levels of wedding insurance cover starting from just £19.99.
John Lewis Wedding Insurance Visit John Lewis Insurance »
Weddingplan Wedding Insurance Visit Weddingplan »
9 levels of cover with premiums from just £18.49.

Well to start with health insurance and travel insurance may be vital, but they won’t even scratch the surface as far as covering the wedding itself and the many aspects relating to the arrangements you have made for the day. If you’re ill while abroad your travel insurance and health insurance will cover the cost of your treatment, but if it means your wedding has to be delayed, then you’ll have to pay for all of the costs involved in postponing it yourself.

If a service provider gets things wrong, goes bankrupt, double books or makes any other kind of mistake, which is perfectly possible if you’re relying on arrangements made months in advance with someone on a different continent, then you’ll have no other protection or safety net other than a wedding insurance policy. Quite apart from these grave risks, the phrase ‘forking out’ can’t really be attributed to wedding insurance when policies are available for less than twenty pounds!

Travelling abroad for a wedding in another country should be a magical experience you’ll remember forever. Having a wedding insurance policy in place could just be what’s needed to make sure your wedding doesn’t turn into an experience you’ll never forget.

Article written by Adam. See his profile.