Many people are now planning weddings abroad, with the promise of perfect weather, a select group of friends and family and often cost savings.

With many venues offering special wedding packages it’s easy to think everything’s organised and forget about one crucial element – wedding insurance. It’s important not to overlook wedding insurance though, as it’s still an essential part of your wedding planning.

The elements covered by wedding insurance in the UK are relevant to a wedding abroad. For example, policies will cover you if you need to cancel or rearrange the wedding due to illness/bereavement or if there is a problem with the venue and they can’t fulfil their contract to you.

Additionally, for a wedding abroad there are extra risks involved which are covered by wedding insurance for weddings abroad. These include loss/damage to dress, rings and wedding gifts while in transit.

You’ll find that you will need to be covered for the actual travel to the wedding destination – look at policies carefully to see whether it’s just the wedding day that the wedding insurance will cover you for, or whether you are covered for your travel to the venue too. You may find you need separate travel insurance to cover you while in transit. This would ensure that if your wedding dress was lost by the airline or your flights were significantly delayed then you would be compensated.

With many companies offering wedding insurance, it’s important to do a comparison, looking at those that cover you for your wedding abroad and then choosing one that suits your needs best. You’ll want to look at the amount of cover offered (how much they would compensate you for each aspect), the detail of what they cover exactly and then the policy price.