Are you hoping your wedding will go with a splash? You might not be after you read this. A genuine case of needing wedding insurance, and not having it.

It was the perfect wedding – the South African sun’s reflections danced like a million shards of mirror across the turquoise lake, majestic purple mountains rising up to serve as a breathtaking backdrop. It was to be a wedding photograph to remember.

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Unfortunately they’re hardly likely to forget it.

Stretching out over the gentle water was a beautiful wooden jetty, the ideal location for the wedding party to assemble for the main wedding photograph. They positioned themselves carefully in an artistic assembly. All eighty of them.

Someone jokingly queried who had overdone lunch and was causing the jetty to creak a little.

Then it creaked some more.

Finally, the timbers could no longer support the weight of eighty people, and decided to see what it was like under the water instead, generously bringing all eighty guests, the Bride and Groom included, tumbling into the water too.

The Bride’s elderly mother was in an electric wheelchair which sunk quickly to the bottom, and although she was rescued, along with a new born baby and seventy eight other bedraggled members of the party, the wheelchair was ruined, as were all of the digital cameras, video cameras, film, memory cards, watches and mobile phones, not to mention the clothing.

Had they had wedding insurance then their liabilities would probably have been covered, for both the damage to the jetty as well as the damage or loss of goods, damage to clothing and loss of photographs.

As it was they faced the prospect of trying to sue the venue for failing to build a jetty strong enough to support eighty guests – a fairly unlikely battle at best, and certainly one which promises to be both expensive and lengthy.

The moral of the tale? Either take out an excellent wedding insurance policy, or equip all your wedding guests with armbands.

Source: Daily Mail

Article written by Adam. See his profile.