When thinking about wedding insurance you’ll probably think of all kinds of awful scenarios occurring. A quick glance at almost any wedding insurance comparison site will result in many more ways in which a wedding can experience catastrophe than you had even thought of yourself!

Although wedding cancellation insurance will assist you in the event that circumstances necessitate the delay or cancellation of your wedding, wedding insurance may also prove to be of great value even after the wedding is over. You may imagine that having successfully tied the knot, arrived and departed with the wedding dress intact, the groom almost intact and the Best Man’s tact merely an after dinner tale, but sadly there can still be one or two surprises in store, and wedding insurance may be desperately needed.

Naturally discovering several days after the wedding that the groom has already got fourteen wives in thirteen counties is pretty dismal, but a more realistic scenario is that there is a problem with the wedding photographs. Happy memories of your wedding day are wonderful, although few brides or grooms can remember much more than a few hazy moments once the day is safely in the bag.

Wedding photographs are extremely important, as ways of remembering the happy day, sharing it, displaying it in beautiful frames, and passing the memories on to your children. Discovering that some, many or all of your wedding photographs are damaged or missing is a heart rending situation, and it’s unlikely that your first thought will be to the expense and financial loss incurred.

Sadly there’s little that anyone can do if wedding photographs are lost, although having a wedding insurance policy in place will at least allow you to retrieve the money, letting you restage parts of the day for a second photo shoot, or book a photo shoot at a studio. It may not be quite the same, but it will nonetheless allow you to capture some beautiful photographs of friends, family, the location, the dress and how everyone looked at that time.

Wedding photographers these days are increasingly using digital cameras. Digital photographs provide many advantages – they’re cheaper, the photographer can take many more photographs, and they are in a form that provides endless ways of manipulating them later, creating montages, special effects or simply retouching them to bring out the best.

However, as with any digital file, computer or user errors can occur, and in many cases all it takes is a slight twitch of a finger and all of your photos are lost. The price of digital convenience is painfully easy loss. But it isn’t just lost photographs which may require a re-shoot or a studio shoot afterwards.

The ease with which a top end digital camera can be bought, software installed and a business set up has enabled many amateur photographers to class themselves as wedding photographers. Sadly the results can sometimes leave a great deal to be desired, with missing heads, appalling lighting, unfortunate juxtapositions and plain bad compositions all common occurrences.

It’s not always possible to be certain that example images and advertising shots have actually been taken by the photographer you have booked, and although finding out after the day that the photos would have been better had you given a disposable camera to your six year old nephew, at least with a solid wedding insurance policy in place you’ll have some way of capturing photographic souvenirs of your wedding in which the bride hasn’t lost her head and the groom isn’t standing proudly next to a stuffed stag’s head.