Wedding Insurance FAQs
What is generally covered by wedding insurance?
Wedding insurance generally covers the unexpected, such as illness, cancellation or failure of suppliers. See our wedding insurance cover page for a more comprehensive guide to what is covered by wedding insurance.
What is usually not covered?
Any situation or circumstances that you are already aware of are usually excluded from the policy, for example existing illnesses or unemployment. Most wedding insurance policies will also not cover you should either the Bride or Groom simply change their mind.
When should I take out wedding insurance?
You should really think about taking out wedding insurance before you start paying for any deposits. Most policies are usually valid for up to a year before the big day, however, E&L Wedding Insurance provides cover for up to a maximum of two years.
Why do I need wedding insurance?
Wedding insurance is there to provide peace of mind on your wedding day. Many couples spend vast amounts of money on their wedding day and should the unfortunate happen, wedding insurance could mean you’re not left financially out of pocket.
Am I covered for Swine Flu?
We spoke to wedding insurance providers to see if you’re covered for Swine Flu. Whilst Debenhams, Weddingplan and Covermywedding will all cover you, unfortunately E&L don’t. As usual with most insurance products, anything you were aware of before taking out the policy will normally not be covered.
Am I covered elsewhere?
Your credit card or home insurance policy may provide you with some degree of cover. Home insurance policies may cover you for wedding gifts and deposits paid for by credit card might be protected under section 75 of the Consumer Credit Act.
Our wedding insurance comparison table compares the polices and premiums of leading UK wedding insurance providers.
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