You don’t really need wedding insurance do you? You’re not seriously considering the prospect that your romantic wedding is doomed, or that you have a suspicion Fate’s smile is merely a veneer holding back a wicked grin?

The trouble is that many people imagine that their romantic relationship is somehow protected from reality by the stars. Or fairies. Or one legged gnomes called Jeremy.

Let’s be frank for a moment. Romance might well be perfect, although it’s rarely much smoother than the Atlantic on a rough day, but in the earlier stages, you’re well within your rights to believe in fate and the accuracy of Cupid’s arrow.

But even a quiver full of arrows is not going to offer very much protection when it comes to the real world. Where in fairy tales does it ever mention about Swine Flu, bankrupt service providers, flooded venues, disqualified limousine drivers or fairy godmothers that can’t make it because they’re being questioned by the police about some dodgy magic dust?

It’s quite understandable for you to try very hard to maintain a barrier between the cruelties of reality and the sublime perfection that is your matrimonial ambition. However, the barrier is itself made of nothing more substantial than hope, and frankly, that’s just not enough.

But there is hope. A different kind of hope. A kind of hope which may well help you to immerse yourself in your romantic fantasy without risking the walls of reality caving in and flattening the wedding cake. A quick call, or a few mouse clicks, and you can sort yourself out with a cheap wedding insurance policy within minutes. Of course, a wedding insurance policy isn’t going to protect you from reality, but at least it will help protect your budget, and that’s what makes the world go round.