Over the weekend, BBC News reported on the story of a couple who had to cancel their wedding as a result of heavy snow.

Despite having wedding insurance, their insurer initially wouldn’t pay the full claim as a third of the guests had managed to make it to the venue. However, AXA who underwrite the policy from Events Insurance have now agreed to pay the claim in full.

The Financial Ombudsman Service (FOS) is warning couples to check their policies carefully and read the small print to make sure they know exactly what is and isn’t covered.

We agree with this completely and if you’re in any doubt as to whether something is or isn’t covered, pick up the phone and ask your insurer.

Couples should also make sure they’re fully insured too. We carried out a study last year that showed that couples are, on average, under-insuring their weddings by as much as 30%! If a couple is not insured for their complete budget and they find themselves having to make a claim on their wedding insurance policy, they may end up getting a lot less than they expected.

InsurerUp down arrow Cancellation CoverUp down arrow PriceUp down arrow ExcessUp down arrow Link
Weddingplan
Diamond +
£17,000 £57.84 £25 Visit Weddingplan »
Weddingplan
Gold
£10,000 £36.79 £25 Visit Weddingplan »
Weddingplan
Silver
£7,000 £26.29 £25 Visit Weddingplan »
Debenhams
Gold
£10,000 £59.95 £50 Visit Debenhams »
Debenhams
Emerald
£15,000 £79.93 £50 Visit Debenhams »
Dreamsaver
Gold
£10,000 £37.00 £0 Visit Dreamsaver »
InsureForWeddings
Gold
£10,000 £35.99 £25 Visit InsureForWeddings »
Wedinsure
Tier 2
£10,000 £37.00 £0 Visit Wedinsure »
Wedinsure
Tier 1
£7,500 £29.00 £0 Visit Wedinsure »
Weddingplan
Diamond
£12,500 £47.32 £25 Visit Weddingplan »
Dreamsaver
Amber
£15,000 £57.00 £0 Visit Dreamsaver »
Wedinsure
Tier 3
£15,000 £47.00 £0 Visit Wedinsure »
WeddingInsuranceToday
Gold
£10,000 £35.00 £25 Visit WeddingInsuranceToday »

Please see the full comparison table for all levels of cover available from these insurers.

Adam Leyton

A little bit about Adam Leyton, founder of CompareWeddingInsurance.org.uk

Adam has been working in the wedding industry since 2006. As a keen advocate of wedding insurance, he launched a comparison website in 2009. See his Google+ profile.