Road closed due to snowBuying wedding insurance online is a good deal more convenient than going out to the shops, because you’ll almost certainly not get wet. This country is certainly pretty good at throwing us an unpredictable heap of weather! Planning to go out in the afternoon is always a gamble – it might be pouring, it might be snowing, or it could be the hottest day for weeks. It’s both a curse and a fascination.

But knowing that it’s impossible to predict the weather just a few hours ahead, it seems incredible that so many couples risk a wedding costing thousands of pounds on the off-chance that the day will be warm, dry and pleasant.

Of course, if it’s a little gloomy, then there’s not much anyone can do – but increasingly we’re seeing a greater number of extreme weather conditions, especially flooding, heavy snow and strong winds reaching hurricane speeds.

How would you manage if the venue was flooded, or the florist couldn’t make it because her village was cut off due to the river bursting its banks? How would your wedding be affected if the roof of the venue was partially blown off in strong winds, or the limousine you’d booked was written off after strong winds crushed the vehicle under a tree? What if the majority of guests couldn’t make it because the 10cm of snow that fell the night before made the venue and everything within a 25 mile radius completely inaccessible?

Think it wouldn’t happen to you? So did the hundreds of couples who have already been affected this year alone.

With tens of thousands of homes flooded during the summer months recently, and with a real increase in the damage caused by stronger winds, there seems no time of year when you can guarantee to be safe from unusual weather.

The one thing about unusual weather in the UK is that it is unpredictable. However, you can be guaranteed to predict that if the worst should happen, you’ll lose far more than the cost of a wedding insurance policy.

InsurerUp down arrow Cancellation CoverUp down arrow PriceUp down arrow ExcessUp down arrow Link
Weddingplan
Diamond +
£17,000 £57.84 £25 Visit Weddingplan »
Weddingplan
Gold
£10,000 £36.79 £25 Visit Weddingplan »
Weddingplan
Silver
£7,000 £26.29 £25 Visit Weddingplan »
Debenhams
Gold
£10,000 £59.95 £50 Visit Debenhams »
Debenhams
Emerald
£15,000 £79.93 £50 Visit Debenhams »
Dreamsaver
Gold
£10,000 £37.00 £0 Visit Dreamsaver »
InsureForWeddings
Gold
£10,000 £35.99 £25 Visit InsureForWeddings »
Wedinsure
Tier 2
£10,000 £37.00 £0 Visit Wedinsure »
Wedinsure
Tier 1
£7,500 £29.00 £0 Visit Wedinsure »
Weddingplan
Diamond
£12,500 £47.32 £25 Visit Weddingplan »
Dreamsaver
Amber
£15,000 £57.00 £0 Visit Dreamsaver »
Wedinsure
Tier 3
£15,000 £47.00 £0 Visit Wedinsure »
WeddingInsuranceToday
Gold
£10,000 £35.00 £25 Visit WeddingInsuranceToday »

Please see the full comparison table for all levels of cover available from these insurers.

Adam Leyton

A little bit about Adam Leyton, founder of CompareWeddingInsurance.org.uk

Adam has been working in the wedding industry since 2006. As a keen advocate of wedding insurance, he launched a comparison website in 2009. See his Google+ profile.