Wedding CoupleWedding insurance generally provides a number of different sections of cover. Whilst all policies are different (and you should find one that suits your particular individual needs) the following are generally found in many wedding insurance policies.

You may also find our wedding insurance comparison table useful which has information on a number of leading UK wedding insurance providers.

Cancellation and Expenses

This covers you should you need to cancel the wedding due to unexpected death or illness (including that of a close family member), extreme weather or redundancy. As with most insurance policies, circumstances which are known to you when you take the policy out are excluded.

Supplier Deposits

This covers you for the loss of non-refundable deposits, for example, following the bankruptcy or liquidation of a supplier. You may also be covered for any additional costs incurred as a result of arranging alternatives.

Wedding Attire

Covers you for wedding attire that is lost or damaged beyond repair.

Wedding Photographs and Video/DVD

Covers all expenses incurred in the retaking of the official wedding photographs or video/DVD should the booked professional not appear or use faulty materials.

Wedding Cars and Transport

Provides for the additional cost of alternative transport should your booked supplier fail to meet their contractual obligations.

InsurerUp down arrow Cancellation CoverUp down arrow PriceUp down arrow ExcessUp down arrow Link
Diamond +
£17,000 £57.84 £25 Visit Weddingplan »
£10,000 £36.79 £25 Visit Weddingplan »
£7,000 £26.29 £25 Visit Weddingplan »
£10,000 £59.95 £50 Visit Debenhams »
£15,000 £79.93 £50 Visit Debenhams »
£10,000 £40.00 £0 Visit Dreamsaver »
John Lewis
Level 1
£10,000 £60.00 £50 Visit John Lewis »
John Lewis
Level 2
£15,000 £80.00 £50 Visit John Lewis »
Tier 2
£10,000 £37.00 £0 Visit Wedinsure »
Tier 1
£7,500 £29.00 £0 Visit Wedinsure »
£12,500 £47.32 £25 Visit Weddingplan »
£15,000 £60.00 £0 Visit Dreamsaver »
Tier 3
£15,000 £50.00 £0 Visit Wedinsure »
£10,000 £35.00 £25 Visit WeddingInsuranceSolutions »
Emerald Life
£12,500 £44.10 £25 Visit Emerald Life »

Please see the full comparison table for all levels of cover available from these insurers.


Covers you for the loss or damage to wedding gifts usually for a short period before and after the wedding. Gifts of money, cheques and vouchers etc are usually excluded.

Wedding Rings

Provides cover for loss or damage to the wedding rings, again often for a short period before and after the wedding.

Wedding Cake and Flowers

Covers you for the loss or damage to wedding cake and flowers.

Public Liability

You are insured for claims made against you by a third party. Public liability cover for the Bride and Groom is usually included and for an additional premium you can extend this to cover all guests.

Personal Accident

The Bride and Bridegroom are covered should they have an accidental bodily injury during the period of insurance that results in death or permanent disablement.

Professional Counselling

Covers the Bride or Bridegroom for the costs incurred for professional counselling should either party decide not to go ahead with the wedding.

See our wedding insurance comparison table »

Adam Leyton

A little bit about Adam Leyton, founder of

Adam has been working in the wedding industry since 2006. As a keen advocate of wedding insurance, he launched a comparison website in 2009. See his Google+ profile.