Astonishingly there are still a lot of people who resent paying out money for a wedding insurance policy. So let’s look at it a different way, and think about a different form of insurance policy.

Let’s take a brand new family car. Let’s say that you’ve paid £20,000 for your family car, and then phoned up your insurance company to find out how much it will cost to insure that shiny new car.

InsurerUp down arrow Cancellation CoverUp down arrow PriceUp down arrow ExcessUp down arrow Link
Weddingplan
Diamond +
£17,000 £57.84 £25 Visit Weddingplan »
Weddingplan
Gold
£10,000 £36.79 £25 Visit Weddingplan »
Weddingplan
Silver
£7,000 £26.29 £25 Visit Weddingplan »
Debenhams
Gold
£10,000 £59.95 £50 Visit Debenhams »
Debenhams
Emerald
£15,000 £79.93 £50 Visit Debenhams »
Dreamsaver
Gold
£10,000 £37.00 £0 Visit Dreamsaver »
InsureForWeddings
Gold
£10,000 £35.99 £25 Visit InsureForWeddings »
Wedinsure
Tier 3
£10,000 £37.00 £25 Visit Wedinsure »
Wedinsure
Tier 2
£7,000 £29.00 £25 Visit Wedinsure »
Weddingplan
Diamond
£12,500 £47.32 £25 Visit Weddingplan »
Dreamsaver
Amber
£15,000 £57.00 £0 Visit Dreamsaver »
Wedinsure
Tier 4
£12,500 £47.00 £25 Visit Wedinsure »
Wedinsure
Tier 5
£17,000 £59.00 £25 Visit Wedinsure »

Please see the full comparison table for all levels of cover available from these insurers.

You probably wouldn’t be surprised to find that your insurance policy was the best part of £1,000, and don’t forget that this is an annual amount that you will have to pay every single year. Even if you manage to get that policy down a little, it’s still going to be many hundreds of pounds, and you’ll probably be perfectly happy with this, not thinking it’s unreasonable that you’ll be paying several hundred pounds every single year to cover a car costing around £20,000.

The average wedding in the UK costs £20,000, and is a one off event, requiring one off wedding insurance. Wedding insurance policies start at around £20, and even the most expensive are still only a fraction of the cost of one year’s worth of car insurance.

When you put it into perspective it’s easy to see that actually wedding insurance policies are about the most affordable of any policy, and represent real value for money, especially when you consider just how important it is to get that special day just right.

Adam Leyton

A little bit about Adam Leyton, founder of CompareWeddingInsurance.org.uk

Adam has been working in the wedding industry since 2006. As a keen advocate of wedding insurance, he launched a comparison website in 2009. See his Google+ profile.