Bride at her wedding holding a bouquet of flowers.

Wedding Insurance and Floristry Related Problems

Flowers are a beautiful and often key part of any wedding day. They can range from simple - maybe a bridal bouquet and an arrangement - to a massive undertaking including bouquets for bride, attendants and guests, as well as decorating the wedding venue and reception.

Whatever your floral requirements, the overall cost of your wedding flowers may well be a significant percentage of your overall budget, which is one of the reasons why it is worth checking they are suitable covered under your wedding insurance.

What could go wrong?

Suppliers letting you down or delivering to the wrong venue, accidental damage to arrangements at the church, or delivery of funeral wreaths instead of bridal bouquets - all of these possible problems with flowers are just one thing you don't want to have at your wedding! Having wedding insurance could be the difference between having no flowers at all at your wedding, and being able to go out and find a replacement florist if your booked supplier has let you down.

Protect your special day with wedding insurance

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What to look for in insurance policies:

It is advisable to check that you are covered for a variety of florist related problems, such as:

Sometimes covered are:

What is generally not covered:

Also, remember that flowers will only be covered up to the amount stated in your insurance policy, and there may be an excess - check your policy wording carefully.

Large arrangements of white flowers on tables at a wedding.

What insurance should the florist have?

You are not expected to insure against all possible floral disasters that may befall your wedding day. Florists should provide their own insurance, including all or some of the following:

In order to ensure that your flowers are a thing of beauty and wonder at your wedding, and not one of stress and financial loss, take a few moments to check that you are adequately covered by your wedding insurance policy.

Protect your special day with wedding insurance

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Registered in England and Wales, Company number 7022117. Registered address: 86-90 Paul Street, London, EC2A 4NE.

Leyton Solutions Limited is an Introducer Appointed Representative of Emerald Life Limited, Insuremore Ltd, UK Oasis Group Ltd and Voyager Insurance Services Ltd who are all authorised and regulated by the Financial Conduct Authority. Leyton Solutions Limited is also an Introducer Appointed Representative of Blue Insurance Limited who is authorised by the Central Bank of Ireland and regulated by the Financial Conduct Authority for UK business.

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