Happy bride hugging groom at their wedding.

What Does Wedding Insurance Cover?

** Please see our separate blog post for information on wedding insurance and coronavirus. **

Wedding insurance generally provides a number of different sections of cover. Whilst all policies are different (and you should find one that suits your particular individual needs) the following are generally found in many wedding insurance policies.

Cancellation and Expenses

This covers you should you need to cancel the wedding due to unexpected death or illness (including that of a close family member), extreme weather or redundancy. As with most insurance policies, circumstances which are known to you when you take the policy out are excluded.

Supplier Deposits

This covers you for the loss of non-refundable deposits, for example, following the bankruptcy or liquidation of a supplier. You may also be covered for any additional costs incurred as a result of arranging alternatives.

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Wedding Attire

Covers you for wedding attire that is lost or damaged beyond repair.

Wedding Photographs and Video/DVD

Covers all expenses incurred in the retaking of the official wedding photographs or video/DVD should the booked professional not appear or use faulty materials.

Wedding Cars and Transport

Provides for the additional cost of alternative transport should your booked supplier fail to meet their contractual obligations.

Presents/Gifts

Covers you for the loss or damage to wedding gifts usually for a short period before and after the wedding. Gifts of money, cheques and vouchers etc are usually excluded.

Wedding Rings

Provides cover for loss or damage to the wedding rings, again often for a short period before and after the wedding.

Wedding Cake and Flowers

Covers you for the loss or damage to wedding cake and flowers.

Public Liability

You are insured for claims made against you by a third party. Public liability cover for the Bride and Groom is usually included and for an additional premium you can extend this to cover all guests.

Personal Accident

The Bride and Bridegroom are covered should they have an accidental bodily injury during the period of insurance that results in death or permanent disablement.

Professional Counselling

Covers the Bride or Bridegroom for the costs incurred for professional counselling should either party decide not to go ahead with the wedding.

More Information

Our wedding insurance comparison table lists policies from a number of leading UK wedding insurance providers. Also see our wedding insurance FAQs page where many of the key questions about wedding insurance are answered.

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CompareWeddingInsurance.org.uk is a trading name of Leyton Solutions Limited.

Registered in England and Wales, Company number 7022117. Registered address: 86-90 Paul Street, London, EC2A 4NE.

Leyton Solutions Limited is an Introducer Appointed Representative of Insuremore Ltd, Insure For Travel Limited, Voyager Insurance Services Ltd, NDI Insurance & Reinsurance Brokers Limited and Alternative Propositions Limited who are all authorised and regulated by the Financial Conduct Authority. Leyton Solutions Limited is also an Introducer Appointed Representative of Blue Insurance Limited who is authorised by the Central Bank of Ireland and regulated by the Financial Conduct Authority for UK business.

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